www.FindAzProperties.com - 10 Things a Lender Needs from You

• W-2 forms or business tax return forms if you're self-employed for the last two or three years, and for every person signing the loan.

• Copies of at least one pay stub for every person signing the loan.

• Copies of two to four months of bank or credit union statements for both checking and savings accounts.

• Copies of personal tax forms for the last two to three years.

• Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.

• Copies of your most recent 401(k) or other retirement account statement.

• Documentation to verify additional income, such as child support or a pension.

• Account numbers of all your credit cards and the amounts of any outstanding balances.

• Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.

• Addresses where you have lived for the last five to seven years, with names of landlords if appropriate.

   

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