www.FindAzProperties.com - 5 Things to Understand About Title Insurance

• It protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as a mistake in the spelling of a person’s name or an inaccurate description of the property.

• It’s a one-time cost usually based on the price of the property.

• It’s usually paid for by the sellers.

• There are two title policies. One which protects the lender, and one for the owner, which protects you. The lender will probably require a lender policy.

• Discounts on premiums are sometimes available if the home has been bought within only a few years of being built, since not as much work is required to check the title. Ask the title company if this discount is available.

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