www.FindAzProperties.com - Budget Basics Worksheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
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Income |
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Take Home Pay/All family members |
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Child Support/Alimony |
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Pension/Social Security |
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Disability/Other Insurance |
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Interest/Dividends |
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Other |
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Total Income |
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Expenses |
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Rent/Mortgage (include taxes, principal, and insurance) |
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Life Insurance |
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Health/Disability Insurance |
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Vehicle Insurance |
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Homeowners or Other Insurance |
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Car Payments |
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Other Loan Payments |
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Savings/Pension Contribution |
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Utilities (gas, water, electric, phone) |
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Credit Card Payments |
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Car Upkeep (gas, maintenance) |
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Clothing |
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Personal Care Products (shampoo, shaving cream, etc.) |
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Groceries |
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Meals Outside of the Home |
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Medical/Dental/Prescriptions |
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Household Goods (hardware, lawn and garden) |
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Recreation/Entertainment |
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Child Care |
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Education (continuing education, lessons for children) |
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Charitable Donations |
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Miscellaneous |
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Other |
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Total Expenses = |
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Remaining Income After Expenses = |
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